About Senva
Financial clarity before you bid
Senva helps apartment buyers understand the real financial health of Swedish housing associations — so you can make confident decisions on one of life's biggest purchases.
Our mission
Most apartment buyers in Sweden receive a BRF annual report (årsredovisning) before making an offer. It's a dense financial document that holds critical information about debt levels, interest rate risk, maintenance plans, and fee sustainability — but very few buyers know how to read it.
Senva exists to bridge that gap. We use AI-powered extraction and deterministic financial analysis to transform complex annual reports into clear, actionable risk assessments that anyone can understand.
How it works
Upload
Drop the BRF annual report PDF and enter your apartment details.
Analyze
Our engine extracts 200+ data points and scores the BRF across 10 risk categories.
Understand
Get a clear risk score, stress test scenarios, and plain-language explanations.
What we believe
Transparency over complexity
Financial data should be accessible to everyone, not just accountants. We explain every metric in plain language.
Trust through methodology
Our risk score is deterministic and versioned. The same report always produces the same score. AI assists with interpretation, never with scoring.
Decision-useful, not decorative
Every number in our report exists to help you answer one question: should I bid on this apartment?
Sweden first, Nordics next
We're built specifically for the Swedish BRF system. Deep domain expertise beats generic analysis.
Built for buyers
Senva is designed for apartment buyers, families evaluating long-term housing stability, expats unfamiliar with Swedish BRF structures, and investors assessing risk. Whether you're buying your first bostadsrätt or your tenth, we give you the financial clarity to make informed decisions.
The team
Senva is built by a small team in Stockholm combining expertise in fintech product development, Swedish real estate, and AI engineering. We're obsessed with making complex financial information simple and trustworthy.
Ready to analyze your first BRF?
Upload an annual report and get a comprehensive financial risk assessment in minutes.