Sale Proceeds Calculator

Calculate how much cash you keep after selling your bostadsrätt, accounting for capital gains tax, broker fees, and uppskov (tax deferral).

Sale & Purchase

Sale Price3 500 000 kr

Original Purchase Price2 500 000 kr

Improvement Costs0 kr

Only improvements exceeding 5 000 kr per year are tax-deductible.

Outstanding Mortgage

Remaining Mortgage1 500 000 kr

Broker Fee

Broker Fee Rate2.0%

Broker fee: 70 000 kr (2% of 3 500 000 kr)

Tax Deferral (Uppskov)

Use uppskov (defer up to 3 000 000 kr)

Net Cash After Sale

1 710 000 kr

Capital gain: 1 000 000 kr

Breakdown

Sale price3 500 000 kr

Mortgage payoff−1 500 000 kr

Broker fee (2%)−70 000 kr

Capital gains tax (22%)−220 000 kr

Net proceeds1 710 000 kr

Tax Summary

Gross profit1 000 000 kr

Taxable gain1 000 000 kr

Tax rate (bostadsrätt)22%

Capital gains tax220 000 kr

Capital gains tax on bostadsrätt: When you sell a bostadsrätt at a profit, 22/30 of the gain is taxable at 30%, giving an effective rate of 22%.

Uppskov (tax deferral): If you buy a new home, you can defer up to 3 000 000 kr of the taxable gain. You pay a small annual schablon tax (0.5% of deferred amount, taxed at 30% = effective 0.15%/year).

Improvement costs (förbättringsutgifter) must exceed 5 000 kr per calendar year to be deductible. This calculator uses simplified rates. Consult Skatteverket for your specific situation.