Jämför bostäder
Jämför upp till 4 bostäder sida vid sida — pris, storlek, avgift och total månadskostnad.
Gemensamma inställningar
3.5%
15%
kr
kvm
kr
kr
kvm
kr
Jämförelse
| Property A | Property B | |
|---|---|---|
| Pris | 3 500 000 kr | 4 200 000 kr |
| Storlek | 65 kvm | 78 kvm |
| Rum | 2 | 3 |
| Pris / kvm | 53 846 kr | 53 846 kr |
| Månadskostnader | ||
| BRF-avgift | 4 200 kr | 5 100 kr |
| Lånebelopp | 2 975 000 kr | 3 570 000 kr |
| Belåningsgrad | 85% | 85% |
| Amortering | 2% | 2% |
| Ränta (brutto/månad) | 8 677 kr | 10 413 kr |
| Ränteavdrag (årligt) | 30 866 kr | 35 240 kr |
| Bolån (netto/månad) | 11 063 kr | 13 426 kr |
| Total månadskostnad | 15 263 kr | 18 526 kr |
Så fungerar det: Fyll i uppgifter för varje bostad du överväger. Kalkylatorn beräknar månatliga bolånekostnader med gemensam ränta och handpenning, inklusive svenskt ränteavdrag och amorteringskrav.
Markering: Grönt markerar bästa värdet och rött markerar sämsta i varje rad, så att du snabbt ser vilken bostad som vinner på varje nyckeltal.
Ränteavdrag: 30% på ränta upp till 100 000 kr/år, 21% däröver. Amortering: 2% om belåningsgrad > 70%, 1% om 50–70%, 0% under 50%. Minsta handpenning: 15%.
Frequently asked questions
What should I compare when buying a bostadsrätt?
Look beyond the asking price. The four numbers that usually decide whether an apartment is a good purchase are price per square meter, monthly cost per square meter (mortgage + amortization + BRF fee, net of tax deduction), the BRF's debt per sqm, and the planned maintenance pipeline of the BRF. Two apartments at the same price can have very different real monthly costs once the BRF's finances are factored in — which is why a BRF analysis report on top of this comparison is worth doing before bidding.
Is a lower monthly fee always better?
No. A low BRF fee can mean the association is well-run with low debt, but it can also mean the fee is being held artificially low and is overdue for an increase, or that maintenance has been deferred and a large fee hike is coming. Compare the fee against the BRF's debt per sqm, its planned maintenance for the next 5–10 years, and the trend in fee changes over recent years. A slightly higher but stable fee from a financially healthy BRF is often safer than a low fee from a heavily indebted one.
Considering buying an apartment?
Get a complete BRF analysis report including:
- Debt per sqm
- Hidden refinancing risks
- Upcoming fee increase risks
- Reserve fund analysis
- Board and governance review
- Senva Score